In many cases, the self-employed do not receive a loan, especially a loan for the self-employed without a Credit Bureau request. Because banks in Germany always want to protect themselves and the income of self-employed people is often more than fluctuating. But even here it is sometimes necessary to take out a loan. Especially when an expensive investment is due, but the necessary money is missing.
Credit for self-employed without Credit Bureau on the Internet
Like almost everything, a suitable loan can be found on the Internet. It is up to you whether you want to use a mediator or are looking for one on your own. Of course, the easiest way can be a credit broker who is then looking for a German bank. However, after a loan has been taken out, a commission is due.
It is important that the commission is never paid in advance, but only when the business is successful, i.e. the loan. All other offers should not be considered, as they are usually not serious. With such credit brokers, the money is lost, but the required credit never comes about. Therefore, this is a dubious company, which unfortunately is also on the Internet.
Always compare loans
Even with a loan for the self-employed without Credit Bureau, the different offers have to be compared. Especially when the loan comes through an intermediary. It is always worthwhile to obtain several offers here, because interest rates can fluctuate. Of course, the banks have the increased risk paid and therefore the interest rates are also increased. It is therefore not only important to make a precise comparison here, but the monthly rate will also depend on it afterwards.
Swiss credit also for the self-employed
Another option is to take out a loan for a self-employed person without a Credit Bureau from a Swiss bank. These banks never work with Credit Bureau, so getting a loan is not a problem. The application can easily be made via the Internet and usually an acceptance is made immediately. But this is also a way, especially for start-ups, to finally implement the plans. Simply by applying.